Today · 30-yr fixed 6.42%
·FHA Loans, 3.5% down
·VA Loans, $0 for veterans
·First-Time Buyer programs
·Jumbo Loans, luxury homes
·Refinance, lower your rate
·Investment Property
·USDA Loans
·Hablamos Español
Today · 30-yr fixed 6.42%
·FHA Loans, 3.5% down
·VA Loans, $0 for veterans
·First-Time Buyer programs
·Jumbo Loans, luxury homes
·Refinance, lower your rate
·Investment Property
·USDA Loans
·Hablamos Español

America's favorite
mortgage broker.

Start my application Explore loan options

We guide families through every step of the home loan process with clarity, honesty, and expertise that actually matters. Whether you're buying, refinancing, or just exploring, we make it simple.

Hundreds of families helped home
Hablamos Español
Licensed in NV & TX
Mortgage advisor meeting with clients
Happy couple reviewing documents
Open doors
across NV & TX
About The Mortgage Standard

We don't just
close loans. We
open doors.

At The Mortgage Standard, we pave the way to homeownership through exceptional service, clear education, and real passion for our clients. Honest partnerships built on trust, your dream home is our mission.

Always reachable, your questions answered fast, every time
Full transparency, no surprise fees, no last-minute changes
Bilingual support, hablamos español
Free first-time buyer education, no strings attached
Get started Call us now →
Loan programs

Every loan type.
One expert team.

Whether you're buying your first home or expanding your portfolio, we have the right program for your situation.

Most popular
01, Featured
FHA Home Loan
Low down payment, flexible credit. Built for buyers ready to build equity instead of paying rent.
3.5% down 580+ FICO 30-yr fixed
See if you qualify
02
VA Home Loan
Exclusive benefits for veterans and active-duty. Zero down, no PMI, competitive fixed rates.
$0 down No PMI Fixed rates
Check VA benefits
03
First-Time Buyer
Down payment assistance and education programs. We walk you from pre-qual through your front door.
From 3% down DPA options Full guidance
Start with help
04
Jumbo Loans
Financing above conventional limits. Tailored structures for higher-value properties.
$1M+ properties Custom terms Tailored review
Get a Jumbo quote
05
Refinance
Lower your rate, drop PMI, or tap home equity. Streamlined paths for FHA, VA, and conventional.
Lower rate Cash-out option Streamline path
Estimate savings
06
Investment Property
Competitive financing for rentals and 1-4 unit properties. DSCR options available.
1-4 units DSCR available Rental income
Get investor terms
Couple reviewing mortgage documents together
Trusted Lender
Hundreds of families served
How it works

Simple. Clear.
No surprises.

From your first conversation to the day you get your keys, you'll always know exactly where you stand.

01
5 minutes
Get pre-qualified
A quick conversation about your goals and finances. We give you an honest sense of what you can afford, with no credit pull and no obligation.
02
Day 1 to 2
Submit your application
When you're ready, we walk you through the full application and the documents we'll need. We handle the paperwork; you stay informed at every step.
03
2 to 4 weeks
Underwriting & approval
Our team works the file with speed and full transparency. You'll always know where things stand, and your loan officer is one call away.
04
Closing day
Close on your home
We review final figures with you 3 to 5 days before closing. Then the keys are yours, and we're still here for everything that comes after.
Client reviews

What real
homeowners say.

We don't just close loans. We build relationships that last well beyond the closing table.

5.0 ★★★★★
Real reviews from families we've helped home
“
Good support

Ivan was so helpful throughout the whole process of our refinance. I was able to reach him with any question I had. 10/10 would recommend, and I'll be using him for all my loans going forward.

JB
Jessica B.
Homeowner
Patient, kind, understanding
★★★★★

Ivan is a true professional. He takes the time to ensure his clients understand the entire process, and is always willing to explain things until you're comfortable. Exactly the type of person you want working on your behalf.

LD
Lesliy D.
Entrepreneur
Extremely knowledgeable
★★★★★

Ivan helped us refinance our home and we couldn't have been happier with his service. Extremely knowledgeable, happy to answer any questions, and made the entire process feel easy.

KD
Kat D.
Advisor
Easy as a first-time buyer
★★★★★

From the beginning of my loan to the end, Ivan guided me and answered every concern I had. Made it an easy process as a first-time home buyer. Thank you, Ivan!

GG
Giovany G.
First-time buyer
The team

People who care
about your outcome.

At The Mortgage Standard, people are at the core of everything we do. We bring comfort, clarity, and genuine support to every client, from the very first call to closing day.

Get in touch Call us now →
IS
Ivan Simental
CEO & Broker-Owner
NMLS# 1762746
702-550-9061 ivan@themtgstandard.com
MS
Maddie SimentalMHA, MA
COO & Loan Officer
NMLS# 1968423
702-550-9061 maddie@themtgstandard.com
FW
Fidel Whyte
Business Development Manager
702-550-9061 fidel@themtgstandard.com
SB
Stephanie Blanchard
Loan Partner
702-550-9061 stephanie@themtgstandard.com
NB
Nataly Barrios
Executive Assistant
702-550-9061 nataly@themtgstandard.com
Free Resource

Buying your first home? Start here.

A plain-English guide covering everything from credit prep to closing day. Built for first-time buyers, written by a real broker. Twelve pages, zero jargon.

01
Get your finances readyCredit scores, savings targets, debt-to-income basics
02
Choose the right loanFHA, VA, conventional, and what fits your situation
03
Make a strong offerPre-approval letters, earnest money, contingencies
04
Close on your homeThe final 30 days, what to expect, what to watch for
Sent. Check your inbox. The First-Time Home Buyer Guide is on its way.

Instant download. Unsubscribe anytime. We never sell your information.

PDF
The Mortgage Standard

First-Time
Buyer Guide

Everything you need to know before signing for your first home.

12 pages4 chapters0 jargon
By Ivan Simental, Broker-Owner
Ready when you are

Get your free
quote today.

No credit pull required. We'll reach out within one business day and match you with the right loan program for your situation.

$0+ down
Down payment options for every loan type
1 business day
Response time guaranteed
No credit pull
Required to get started
★★★★★Hundreds of families helped home

Get a free quote

Fill out the form and we'll be in touch within one business day.

Thanks, we got it.

Someone from our team will reach out within one business day. If it's urgent, call us anytime at 702-550-9061.

We respect your privacy. Your information is never sold or shared.

Ready to begin

Let's open
your door.

Whether you're buying, refinancing, or just exploring options, we're one call away. Free quote, no credit pull, real answers from a real broker.

Start my application Or call 702-550-9061
Happy young couple with baby and moving boxes in their new home
Hundreds Helped
Real families. Real homes.