FHA
FHA Loan Limits Just Went Up for 2026: What Buyers Need to Know
HUD raised the FHA floor to $541,287 for most counties. Here is what that means for first-time buyers and anyone with a smaller down payment.
Rates
Mortgage Rates Today: 30-Year Fixed Drops to 6.30%
The Freddie Mac PMMS landed this morning. Here is what is moving and what we are watching for next week.
VA
Big VA Loan Update for 2026: The Funding Fee is Now Tax Deductible
Veterans, this one is for you. A federal change that took effect this year lets you deduct the VA funding fee on your taxes. Here is how.
USDA
2026 USDA Income Limits: How Much You Can Earn and Still Qualify
USDA Rural Development raised income limits for 2026 to $119,850 for households of one to four people. The zero-down loan got more accessible.
Conventional
Conventional Loan Limits Hit $832,750 in 2026: What That Means
The FHFA pushed the conforming loan limit up another 3.26% for 2026. If you are buying a higher-priced home, this is good news.
Jumbo
When Do You Actually Need a Jumbo Loan in 2026?
Above $832,750 in most counties or $1.25M in high-cost areas, you are in jumbo territory. Here is what changes and how to qualify.
Refinance
Should You Refinance in 2026? The Honest Math
Refinancing only makes sense if you keep the loan past your break-even. With rates at 6.30%, here is who actually benefits.
Investment
Buying Your First Investment Property in 2026: What Lenders Look For
Down payment, reserves, DSCR loans, and the rules that change when the property is not your primary residence.
First-Time Buyer
First-Time Home Buyer Guide for 2026: Programs, Down Payment, and Mistakes to Avoid
You do not need 20% down. You do not need perfect credit. Here is what you actually need in 2026 and what to skip.
Local Markets
Las Vegas vs. Texas Housing in 2026: Which Market is Better for Buyers?
We are licensed in both states. Here is what the actual data says about Las Vegas, Dallas, Houston, and Austin in spring 2026.
Forecasts
Where Mortgage Rates Are Headed: 3 Expert Forecasts for the Rest of 2026
Fannie Mae, the MBA, and Morgan Stanley each have a forecast for where rates land by year-end. Here is what they think and why.